Banking and Finance Law
BANKING LAW
Our specialist Banking Lawyers provide a whole range of legal advisory services to Banks and Consumers alike in Pakistan. Our services include policy and legal advisory, drafting and advocacy services, covering both domestic and international transactions.
Lawyers and Attorneys at Rana Ijaz & Associates strive to reduce litigation times to a minimum. Our rapport in the Pakistani market as Banking Lawyers is one of trust and justice at the most optimum pace.
In many circumstances in Banking Law practice, it is always preferable and advisable to use arbitration; however, our lawyers and attorneys will only provide arbitration services after the express approval of our esteemed Clients.
Our expert banking lawyers are groomed to value reliability and quality of work along with no negligence policy therefore RI & Associates stands out as the premium law firm providing Banking Law Services in Pakistan.
The edge the Lawyers/Attorneys at RI provide over our competitors is that our prospective clients are given full confidence that no attorney or lawyer of our firm will ever engage in any unlawful and immoral conduct which brings disrepute to the profession, the law firm and at the same time loses the case of his client without any proceedings.
MORDERN BANKING
We deal with various legal issues regarding modern banking, relating to the traditional activities of taking deposits from customers, paying out on demand and lending money to all kinds of asset securitization. We have extensive experience of advising, consulting, negotiating, litigating, providing policy advice and acting on behalf of national and international banks, donors and borrowers on secured and other lending transactions.
AREAS OF EXPERTISE
Our Banking Law Lawyers and Attorneys provide the following services in Pakistan in relation to Banks and/or Consumers of Banks
- Loan transactions and related security (particularly guarantees) both personal and corporate
- Swaps and Derivatives
- Pertinent aspects of the law of insolvency
- Receivership and company law
- Constructive trusts and tracing of assets
- Letters of credit
- Performance bonds
- Letters of comfort
- Bills of exchange
Corporate Finance
- Project Finance
- Negotiations
- Short Term and Long-Term Financing and Bridge Financing
- Letters of Credit
- Guarantees
- Restructuring of Loans
- Revival of Sick Units etc.
- Refinancing
- Project finance
- Securitization and other structured finance
Banking attorneys works closely with clients in a wide range of secured and unsecured loan transactions and other credit transactions, including participation arrangements
Banking Lawyers at the law firm provide corporate clients with comprehensive legal audit and due diligence services
The Firm has knowledge with regards to new and creative financing techniques being utilized in Pakistan such as Asset Securitization and Term Finance Certificates and their private placement or public issue
Opinions regarding the validity and legality of mortgage documents
Banking Lawyers also specializes in securities offerings, debt restructuring, and loan workouts on a corporate or nation-wide scale
We have specialized experience with regards to Shariah Law transactions, modes of finance and jurisprudence
Our firm provides our clients with expert practical legal advice regarding Financial Institutions (Recovery of Finances) Ordinance 2001, the State Bank of Pakistan Prudential Regulations relating both to Banking as well as Non-Banking Financial Institutions and all regulatory concerns of Financial Institutions.
Because of extensive knowledge of the specialist lawyers and attorneys at work we have a definite edge in the financial services industry, our expert lawyers are often called upon to provide legal opinions concerning proposed and pending legislation.
Banking Crimes:
- Dishonor of Cheque
- Credit / debit card
- Cheque fraud
- Overpayment Scams
- Direct debit scam